APS Blog

Acumatica Level 3 Processing

Posted by Patty Benitez on Sep 22, 2017 12:05:25 PM

Why it's important to use Acumatica level 3 processing when accepting credit card payments

It is incredibly easy these days to set-up a new business to accept electronic payments.  Companies can subscribe to an online entry level accounting package like QuickBooks or Sage 50 and be up and running collecting payments the same day.

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Topics: Level 3, PCI Compliance, Level 3 processing

Acumatica Credit Card Processing and eCommerce Integration

Posted by Patty Benitez on Sep 21, 2017 10:00:00 AM

Secure Acumatica Credit Card Processing for eCommerce Customers

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Topics: Acumatica

PC Charge Atlernatives

Posted by Patty Benitez on Sep 19, 2017 9:00:00 AM

 PC Charge is discontinued middle ware that is no longer supported. It stores credit card information on the local server.  For this reason, it is possible the local server can be hacked, compromising the credit card data.  If you are still using this discontinued solution you should be looking for PC Charge alternatives. Companies using PC Charge may be held accountable for any credit card data theft in the case of a data breach.

In 2015, Verifone announced the retirement of PC Charge. Since it is no longer supported, users are not able to validate PCI DSS compliance.  In order to validate PCI DSS compliance you must find a PCI DSS compliant solution.  We receive many calls from companies exploring options to PC Charge.  If you are looking for a credit card processing replacement, you have come to the right place!   

Payment Card Industry Data Security Standards (PCI DSS) were first introduced in 2004 and have tightened ever since.  The standard was created to increase controls and reduce credit card fraud.  In short, PCI compliance is a set of industry standards used to measure the security of businesses that accept, process, store, and transmit credit card information. If a company is PCI compliant they are less likely suffer data breaches that could expose customers to identify theft. If a company has a merchant ID and accepts credit cards in either their physical or virtual business, then they are subject to PCI DSS industry standards. . It is important to find a credit card processing solution that is PCI compliant. 

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Topics: PC Charge

PCI Compliant Credit Card Processing

Posted by Patty Benitez on Sep 15, 2017 11:00:00 AM

PCI Compliant Acumatica Credit Card Processing: How to Protect Your Customers From Data Compromise

Credit Card Processing

If you are using Acumatica Cloud ERP and processing credit cards for accounts receivable you are responsible for using a PCI compliant Acumatica credit card processing solution that adheres to the Payment Card Industry Data Security Standards (PCIDSS).

Companies who store, process or transmit cardholder data must be PCI compliant.  In order to be PCI compliant, companies must follow 12 basic security requirements as follows:[1]

  1. Install and maintain a working firewall to protect data
  2. Keep security patches-up-to-date
  3. Protect stored data
  4. Encrypt data sent across public networks
  5. Use and regularly update anti-virus software
  6. Restrict access by "need to know"
  7. Assign unique ID to each person with computer access
  8. Create unique passwords and security parameters
  9. Track all access to data by unique ID
  10. Regularly test security systems and processes 
  11. Implement and maintain an information security policy
  12. Restrict physical access to data
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Topics: Acumatica

PCI Compliance Levels:  Developing an Effective PCI Compliance Strategy

Posted by Patty Benitez on Aug 29, 2017 9:00:00 AM

4 PCI Compliance Levels

The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to protect customer credit card data by maintaining a secure credit card processing environment.  Businesses that are not PCI compliant may be subject to fines, sanctions, and loss of privileges from the clearinghouse that processes credit card payments.  Businesses that fail to protect customer data can also be subject to lawsuits and governmental prosecution.

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Topics: PCI Compliance

Canadian Merchant Account: How to Improve Cash Flow

Posted by Patty Benitez on Aug 22, 2017 7:53:00 AM

Sage 300: How to Reduce Canadian Merchant Account Fees 

Canada is a great place to grow your business.  The federal government offers start-up facilities and various programs to nurture the growth of business. Despite the governments help, small and mid sized businesses face many challenges to keep their business afloat.  For example, the fees associated with a Canadian merchant account can quickly add up for businesses processing credit card transactions.

Credit Card Processing Businesses processing credit cards using an integrated processor are often surprised how quickly Sage 300 credit card processing fees add-up.    It's important that you find a credit card processing solution that reduces fees and streamlines the process to make it easier for your customers to do business with you.
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Topics: Sage 300 Credit Card Processing, Canadian Merchant Account

Sage Virtual Terminal vs. APSPAYS

Posted by Patty Benitez on Aug 18, 2017 4:29:11 PM

What is the difference between Sage Virtual Terminal and APSPays?  

The term "Virtual Terminal" is used to refer to web interfaces for processing card-not-present transactions. Virtual terminals offer the ability to make "card-not-present payments." Virtual terminals allow merchants or customers to enter credit card payment information online or via a mobile device to complete payments. Virtual terminals are the  ideal solution for real estate agents, professional services, online payments and other industries. 

You might be surprised how quickly Sage credit card processing fees add up.  Simple credit card processing mistakes can lead to higher credit card processing fees.  Setting up your virtual terminal accounts properly can prevent you from providing incorrect business information that results in higher processing fees.  If you are using Sage Payment Solutions and Sage Virtual Terminal you have options.  American Payment Solutions also integrates with all Sage ERP systems and offers the same features at a lower cost.  

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Topics: Sage 100 Credti Card Processing, Sage 300 Credit Card Processing, sage virtual terminal

Is It the End of the Line for Sage Payment Solutions?

Posted by Patty Benitez on Jun 30, 2017 7:00:00 AM

You may not have heard that Sage sold Sage Payment Solutions on June 2. The buyer, GTCR LLC, is a Chicago-based firm specializing in driving growth through acquisitions. While GTCR is likely to change Sage Payment Solutions once they control it, we’re not sure what those changes will look like.

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Topics: Sage 100 Credti Card Processing, Sage 300 Credit Card Processing, sage 300, sage 100, Sage

How to Save Up to 43% on Credit Card Processing Fees

Posted by Candra Rader on Jun 27, 2017 4:14:27 PM

After paying merchant processing fees, how much of each transaction do you actually get to keep? How much of a difference would it make to your income if you could lower your merchant processing fees by as much as 1.50%?

Now you can. Today’s handy guide helps you discover how Level 3 Processing increases your profits, without any extra work.

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Topics: Level 3, Level III, Credit Card Processing, Integrations

Reduce Risk, Decrease Fees, Grow Revenue

Posted by Patty Benitez on Apr 6, 2017 2:03:54 PM

 If you have 1 minute, watch the video.

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Topics: Level 3, Sage 100 Credti Card Processing, Credit Card Processing, PCI Compliance, Sage 300 Credit Card Processing, Acumatica, ERP, Sage, Integrations, AccountMate